Loan application amount: from 500 thousand to 30 million VND; Minimum period for repayment: 62 days; Maximum period for repayment: 180 days; Lending application age: 20 - 80 years old; The current Annual Percentage Rate (APR) is 18.25% per year and is applied uniformly to all loans. Therefore, the current maximum APR is also 18.25% per year.

Example of Loan Calculation
Loan amount: 2,000,000 VND; Annual Percentage Rate (APR): 18.25% per year; Daily interest rate: 18.25% / 365 = 0.05%; Loan term: 100 days; Total interest (during the loan term): 2,000,000 × 0.05% × 100 = 100,000 VND; Total repayment amount due as of day 100: 2,000,000 + 100,000 = 2,100,000 VND;
The loan must be repaid in full before the end of the 100-day period.