Types of cards - which bank card should I get?


Thẻ ngân hàng là gì?What is a bank card?

A bank card is a type of card issued by a bank or some financial companies, used to make payment transactions as an alternative to cash. Bank cards are usually flat, made from plastic or metal, with standard dimensions of 85.60 mm x 53.98 mm. The card usually has information such as the name of the issuing bank, cardholder name, card number, expiration date, CVV/CVC code,...

There are many different types of bank cards, classified according to many criteria such as scope of use, source of funds, features,...

  • According to the scope of use, bank cards are divided into two main types: domestic cards and international cards.
  • Domestic cards can only be used in Vietnam, while international cards can be used in many countries around the world.
  • According to the source of money, bank cards are divided into two main categories, debit cards and credit cards.
  • Debit cards use funds available in the cardholder's bank account to make payments.
  • Credit cards allow cardholders to borrow money from a bank to make payments, and then pay back to the bank after a certain period of time.
  • According to features, bank cards are divided into many different types, such as ATM cards, debit cards, credit cards, prepaid cards,...

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