Borrow Money Online 18 Years Old
.jpg "Tại sao ngân hàng không hỗ trợ vay tiền online từ 18 tuổi?")
Why do banks not support online loans from 18 years old?
The reason for not supporting the 18-year-old loan comes from factors related to universal education, legal regulations and the borrower's financial ability.
From the perspective of universal education, the age of 18 marks an important turning point in a student's life. High school students prepare to enter university or post-secondary training. At this time, students often do not have a stable source of income from official work. From this perspective, online loan support for people 18 years of age and older hinders debt collection. In the stage of building an educational and career foundation.
Legal regulations also play an important role in determining the lending age at banks. According to current regulations, most banks allow unsecured loans 18 years and older, including both men and women. However, some financial lenders may impose a minimum age of 20 years to ensure the ability of customers to repay.
In case you want to borrow money when you are not of legal age. You can ask a relative to borrow for you or prove your financial ability to repay both principal and interest.
According to Vietnamese law, persons under 18 years of age do not have full capacity for civil acts. As a result, financial units cannot conclude contracts, including loan agreements at Moneyveo.
A complete, accurate loan application and no bad debt will be prioritized for speedy approval. In addition, if you have a good income and a good credit history, your profile has a high credit score and early disbursement.
You need to thoroughly understand the interest rates and fees associated with the loan. Interest rates when borrowing online are usually quite high, so you need to consider carefully before deciding to borrow.
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