Borrowing with Household Book
Loan amount: from 500 thousand to 25 million VND, Minimum period for repayment: 62 days, Maximum period for repayment: 180 days, Annual Percentage Rate: 18.25%/year, Lending age: 18 - 60 years old
Example of loan calculation:, Loan amount: 2 000 000 VND, Daily interest rate: 0.05%, Loan period: 100 days, Total sum for repayment after 100 days: 2 100 000 VND.
What is a household registration book loan?
Borrowing money by household registration book is a service to help customers borrow money using household registration books. This is the simplest way to understand this type of loan. In the household registration, it is mandatory to have information about family members, permanent address. And household registration book is also known as an indispensable document in every family.
Borrowing money by household registration book is also known as a form of unsecured loan. Using the household registration book, the borrower does not need to prove income or need a guarantor. Therefore, this is a fairly common form of loan today.
"You can pay with your internet banking account at banks or directly to partner bank branches (Vietcombank, Vietinbank, DongA Bank, VIB, MB, Techcombank, BIDV, ACB, MSB, SeaBank, VPBank and others) with payment information as follows: Beneficiary banks: VPBANK (for customers with loans from 17/11/2020) or WOORIBANK (for customers with loans before 11/17/2020) Account number and beneficiary name: Provided in SMS and email sent to you."
If you pay in full and on time, it will not affect your credit history and vice versa, if you are still in debt and have not paid, it will be recorded on your credit history.
Log in to your personal account on the moneyveo.vn website, select a loan, choose to extend a loan and immediately pay the minimum amount to be extended.
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