Borrow Money Using ATM Card

What is a loan via ATM card?

Borrowing money via ATM card is a flexible form of unsecured loan, completely based on the balance and transaction history on the user's ATM card. This option completely eliminates the complicated step of having to prove income to the lender, helping borrowers save time and reduce hassle.

Notably, if you use your ATM card regularly and have a stable payment history, you can receive incentives and higher loan limits. Banks often set up bonus policies for customers with good financial history, including increasing limits and providing preferential interest rates for subsequent loans.

Quyen is a creative copywriter with a passion for fintech. a degree from the Ho Chi Minh University of Economics. After graduating from the UEH (Ho Chi Minh Economics of University), she's constantly expanding her knowledge through investment and financial literacy courses, seminars, and conferences. Quyen also has experience in banking and credit. Her articles draw on her background in finance to help readers make informed decisions.