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Low Interest Rate Loans

21/12/2023

Vay lãi suất thấp được hiểu là gì? What is understood as low interest rate loans?

A low-interest loan is a form of loan in which the borrower only has to pay a low interest rate for his loan. Loan interest rate is the percentage of the loan amount that the borrower must pay to the credit institution when using the loan.

This form can be understood in two ways:

Low interest rate compared to market interest rate: Market interest rate is the interest rate that credit institutions apply to similar loans. A low-interest loan is a form of loan in which the borrower only has to pay a lower interest rate than the market interest rate.

Low interest rate compared to the borrower's needs: A form of loan in which the borrower only has to pay a low interest rate compared to his or her financial ability.

author

Quyen is a creative copywriter with a passion for fintech. a degree from the Ho Chi Minh University of Economics. After graduating from the UEH (Ho Chi Minh Economics of University), she's constantly expanding her knowledge through investment and financial literacy courses, seminars, and conferences. Quyen also has experience in banking and credit. Her articles draw on her background in finance to help readers make informed decisions.

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